Privacy Policy

Wallyo ("we", "our", or "us") provides the Wallyo mobile app and related services (the "Services"). This Privacy Policy explains what information we collect, how we use it, and the choices you have.

Information You Provide

When you create an account or use the Services, you may provide information such as:

• Account details like your email address and profile information.
• Financial data you enter, including budgets, transactions, categories, and goals.
• Support requests or feedback you send to us.

How We Use Information

We use your information to:

• Provide, maintain, and improve the Services.
• Sync and back up your data when you enable cloud features.
• Process subscriptions and manage access to premium features.
• Respond to support requests and communicate with you.
• Protect the security and integrity of the Services.

Data Storage and Sync

Your data is stored locally on your device by default. If you enable cloud sync or backup, a copy of your data is stored on our servers to allow access across devices.

You can disable cloud sync in the app at any time. Disabling sync will stop future uploads, but previously stored data may remain on our servers until you delete your account or request deletion.

Sharing of Information

We may share information with service providers that help us operate the Services (for example, hosting, authentication, or subscription management). We do not sell your personal information.

We may also disclose information if required by law or to protect our rights and users.

Data Retention

We keep your information for as long as your account is active or as needed to provide the Services. You can request deletion of your account and associated data at any time.

Your Choices

You can access, update, or delete your account information in the app. You can also export your data and disable cloud sync features.

Children's Privacy

The Services are not directed to children under 13, and we do not knowingly collect personal information from children under 13.

Changes to This Policy

We may update this Privacy Policy from time to time. We will update the effective date above when changes are made.